I started my investment career
in 1982 working with Investors Group. In 2014, and with over 30 years of wealth
management experience, my desire to provide unbiased advice for my clients;
coupled with the opportunity to develop an enhanced and healthier financial
approach for individuals, families, businesses, and charitable organizations
across Canada, I moved to Olympian Financial Inc.
Over my career I felt it incumbent
to constantly learn more, therefore I attained my CFP, TEP and CPCA. Each year I
must take Continuing Education courses to maintain my designations.
A significant portion of my
clients are retired. I have many discussions about maintaining control of their
capital but also how they want to ensure that their final wishes can be
accomplished. Quite often people get overly concerned about costs to the estate
such as probate fees and fail to realize that bad planning or NO planning can
cost their estate more than money – it can produce divisions within the family.
A good deal of our discussions revolves around the different powers of attorney
and wills. Many discussions take place over who they should use as trustees for
I provide my clients with a holistic approach to wealth
management, regardless of client sophistication. My approach to wealth planning
is always about my clients and their specific needs and goals – now and into
the future. There is just so much more involved with retirement and
wealth transfer. As external influences or personal circumstances change,
we must adjust the plans.
I can also access and offer recommendations
regarding insurance needs for disability, home and life, critical illness and
long-term care and planning. I also provide consultation on tax and
estate issues to snowbirds travelling south, as well as out of country
insurance needs. If clients own real estate outside of Canada, especially in
the United States, there are significant issues that can occur when it comes to
settling an estate.
As a Certified Financial Planner and Elder Planning Counselor, Shawn has been helping Canadians achieve their financial goals for over 25 years. Shawn is a graduate of the School of Business at Queens University and has also taught a variety of financial planning courses at St. Lawrence College, Kingston campus. Shawn has also been a guest speaker at several industry events and conferences and oversees the Essential Financial Planning Services Program.
I am a salaried Certified Financial Planner, Chartered LIfe Underwriter, and Certified Health Specialist focusing on Pre and Post Retirement Planning and Estate Planning. As a provider of both a well rounded full financial plan or using a modular approach, I am able to meet my clients needs and help them meet their goals in a way that suits them and builds a long term relationship.
Living most of my life here in Kelowna BC and working as a Financial Advisor with Thom & Associates Financial Planners has been a great adventure. Over the past 25+ years spent in this industry, I have been blessed with very supportive professional connections and fantastic clients. Though our niche is retirement, financial and estate planning, whatever the challenge, we are here to meet and exceed your expectations.
Pauline Murray CFP, CEA, CPCA, CAFA, ACS, AIAA
All life and living benefit solutions including life, mortgage, travel, critical illness, disability and long term care.
Full line of investment products including GICs, segregated funds, RRIFs, RRSPs, TFSAs, RESPs
Individual, Family and Retirement Planning
Business Succession & Planning
Estate Administration & Planning
We are a 45 personal accounting firm servicing small business, agriculture and service industries. We provide assurance, tax, estate and financial planning services to our clients. I have been in public accounting since 1990, articled with Ernst & Young and obtained my C.A. (CPA) designation in 1994. I became a partner at my present firm in 2000 and then became a CFP professional in 2014.
As a financial advisor in the retirement capital of Canada, Adam is expressly aware of the ageing demographics in our country and the generational transfer of wealth that is currently under way. Whether through business succession planning, or through trusts and estate planning, clients plans are under constant review to ensure they are structured in the most efficient way possible.
Adam's clients are almost exclusively busy professionals who are used to a high degree of accuracy and accountability; attributes which govern his approach to financial planning.
The entire firm at TPC Financial Group is dedicated to making the most of your current resources, and positioning yourself in a way to see those resources grow, regardles of what stage of life you are in.
Serving as Life and Living Benefits Director with iA Financial Group for over 7 years, I have gained extensive work experience in all
aspects of insurance planning. My most recent role at iA Financial Group is Director of Sales for the Life Insurance division. The Life Director oversees the activities
of all divisions – Life, Living Benefits and Investments – for the accounts/MGAs that fall under my mandate. This position allows me to
take a more holistic approach to coaching and supporting my advisors and MGA partners. I meet with my top advisors on a monthly
basis to set personal goals with them. We discuss successes and failures that they have experienced and we work together to create
an action plan to persevere and move forward with an upward trajectory. My experience has shown me that I work best in results- driven environments and that I hold exceptional project management and organizational skills. I can work with my organization and
partners to manage timelines and regional budgets.
I have completed my CLU, CHS and CFP designations that have been a cornerstone to my credibility and expertise when working with
advisors. I often draw on my knowledge from these courses to help support my advisors in achieving their goals.
Estate Risk Protection Plan Inc. is the provider of Executor Error and Omissions Insurance for professionals and more importantly, for your clients under the brand ERAssure. Every executor needs the support of a CEA and the professional network to facilitate a smooth estate administration and they should be protected against the risk of personal liability and financial loss with ERAssure insurance now available through Advocis Broker Services.
Inside Sales Representative for an Asset Management Company Specializing in Mutual Funds, Hedge Funds and ETFs.