Find a CEA

I am the owner of Nickels and Dimes Money Mentoring and author of the upcoming book Profit Ability: Secrets to Success for Construction Trades. I spent 20 years in the electrical industry, have over 15 years of accounting experience, and am an award winning financial planner, providing me with unique expertise to help contractors be their most profitable.

I spend most of my time helping contractors build profitable businesses, however, business succession planning, wealth transfer, and personal estate planning are also a big part of what we work through.

With over 20 years in the financial services industry, I have been actively engaged in fostering strong client relationships while helping clients, and their families, achieve their personal financial goals.

My name is Paul Peios, I'm a CERTIFIED FINANCIAL PLANNER. I hold the Chartered Investment Manager (CIM®), Designated Financial Services Advisor (DFSA™) designation, Certified Executor (CEA®), and Certified Financial Planner, (CFP®) designations.

Our family is proud to be raising four beautiful daughters in Vaughan, a city just north of Toronto. Food is a passion of ours, we love expressing our culinary skills. I'm an aspiring grill master, enjoy golfing, espresso, winery/museum tours, and family adventures.

Professionally, I believe in taking a holistic approach to financial well-being, this considers family dynamics and the complexities of interdependent financial goals. Focusing on the person and their family is what we call human-centred complete wealth strategies.

I provide a personal approach to:
• Investments, RRSP, RRIF, TFSA, RESP, RDSP
• Trusts & corporate accounts
• Inheritance/succession strategies
• Insurance & protection planning
• Planning for & living in retirement
• Intergenerational, estate, & legacy considerations
• Individual Pension Plans (IPPs) & other business owner considerations

I am a lawyer practicing 20 years in general practice but with a strong focus on wills, estates, and estate administration.  My team and I obtain grants of probate and manage all aspects of  many estates every year.

The intention behind my drive to become an advisor was predominantly my family and the immense pleasure I get from helping people. An unfortunate incident in my life led me to deliberate that how essential it is to prepare for the unexpected. I want to assist my clients by listening to their stories and life struggles and give them wholesome advise on the comprehensive spectrum.

Prior to Edward Jones I have been an advisor with Sun Life Financial for 7 years. There is a lot more to offer for clients which enables us to deepen our relationships with our clients with customized solutions.

I can guide you and plan for a well-rounded strategy for the unexpected, transitional planning, estate consideration and strategies to diversify a portfolio and be more tax savvy. My goal is to explain multifaceted topics with assurance so that it is comprehended by you to have an ongoing financial startegy for the future.

I was born in Russia and then moved to Germany at 2 years of age. My family moved to Canada in 2009. I proudly call this picturesque country my home now as I received my Canadian citizenship last year in April. I speak Russian, German and took Latin degree.

When I am not working, I love the outdoors and enjoy nature. I admire watching the sunset, hunting, fishing, hiking and walking. I also like to take care of my health as it is as valuable as your wealth.

I am certainly looking for different ways to be involved in the community in Flin Flon and getting to know everyone in this beautiful town.

One-size-fits-all may be adequate for some investors, but I trust investments should be personalized to your needs and not loosely based on guidelines for someone your age or at your stage of life. Whether your goals include preparing for or living in retirement, paying for education, planning for the unexpected or creating an estate, I can offer investment solutions tailored to all your financial goals.

At Safety Bay Financial we create personalized plans to help individuals and families secure their financial safety through all stages of their lives.

With over 15 years experience in helping clients create, protect and preserve wealth I have found that no two situations are the same. 

Through open conversation we are able to work with clients to determine what is really important to them.  Allowing our clients the opportunity to make the most informed decisions about the arrangement of their overall assets.

Shawn Perkins CFP, CEA, EPC