Making an impact in my clients' lives means everything to me and I do this by giving them a clear vision of their financial future and helping them plan for it.
Listening to and understanding their life goals are hallmarks of the success of my practice and I work hard to build financial strategies that help safeguard and protect their financial future.
I have helped many families reallocate their financial resources to find new opportunities, not only for wealth creation, but also for significant legacies for their family and community.
Rob Sylvester CFP, CLU, CHS, CEA
With over 25 years of industry experience, Rob has developed extensive expertise in the areas of financial and retirement planning, investment management, life/disability insurance, taxation and estate planning.
Having lived in the US for several years before returning to Canada in 2014, he has also acquired a strong working knowledge of cross-border tax, immigration and estate planning issues.
Rob resides in Mississauga, Ontario and offers comprehensive financial planning advice on a fee-for-service basis, primarily to clients in the Greater Toronto Area. He prides himself on his personable, detail-oriented and client-focused approach.
My work, with respect to estates, typically begins with the pre-planning stage by creating a detailed Estate Plan. I work with my clients to ensure that their intentions for all their worldly assets after their death are properly aligned with the written instructions in their Will and other related documents. This Estate Plan is configured to make everything as simple as possible for the Executor (and beneficiaries) and to be as tax efficient as possible – for both my clients while alive and for their eventual estate after they pass away.
My ultimate goal for my clients is to avoid the necessity of Probate entirely. Probate is a lengthy, complicated, expensive, and often unnecessary process. This goal is not always achievable, for a variety of reasons, but I am always able to reduce the complexity of the estate-settling process when I am involved at the pre-planning stage.
When my services are engaged at the estate-settling stage, I work closely with the designated Executor(s) to ensure that they remain on track and follow the established framework. Settling an estate is a lengthy and complicated process, whether Probate is required or not. I am here to assist my clients complete this very significant task as efficiently as possible, ensuring that everything is completed correctly to minimize their personal financial risk involved with being an Executor.
Learn more about me at www.kingstonfinancial.ca
The first two decades of my career was In bookkeeping & systems, real estate and mortgages, banking and wealth management. Since then, I have shifted to risk management and life insurance and that was 15 years ago.
As a financial service professional, I strive to keep abreast of my knowledge in industry development through designation programs and at times taking relevant CE courses.
I am passionate when it comes to serving my customers. I am caring, focus and methodical and I enjoy problem solving.
The CEA program has culminated my learnings. It gives me the confidence to educate my customers on the value of pre-emptive estate planning.
MBA, CFP, CLU, CHS, EPC, CEA
Mulit-generational family wealth planning available to ensure wealth is preserved efficiently as possible with a minimization of income taxes. This may include trusts, holding companie as well as personal assets.
Kelly Taylor CFP BComm is the co-founder of The Tower Group's proprietary Wealth Creation System, which is a process to implement the philosophical approach on how financial affairs should be applied to your life. Don't follow the crowd. Follow a philosophy and follow a plan. Kelly leverages his unique strengths along with his academic knowledge and work experience to contribute to the team effort inside this system. He is passionate about financial literacy related to decision making and discussing how to use your available resources to get what you want out of life. Kelly knows that you don't have to compromise if you're willing to sacrifice, which is about trading up, not trading off.
The Tower Group's wealth creation process teaches you the balance among all facets of life. The objective is to maximize the enjoyment and benefit you receive from your money using it as a tool to get what you want out of life. We teach you how to grow it, direct it, how to save it, share it with those that mean most, and eventually be a steward, passing it forward to those people and causes most important to you.
I have been employed by the Cornerstone Credit Union for almost 25 years. Prior to my employment with Cornerstone Credit Union, I was a legal secretary and then a Village Administrator.
A driven professional with several years’ experience in
diversified industries. I am very personable and an excellent communicator
common-sense approach. I am logical and driven to complete all necessary
In the time of uncertainty and
loss I am available to assist you through the logistics of the estate providing
you time to grieve and adjust to the new reality. Assisting to reduce the
family stress that often arises with administering an estate.
At Thom & Associates over the past 25+ years, we have been blessed with very supportive professional connections and fantastic clients. Though we specialize in retirement, financial and estate planning, whatever the challenge, we are here to meet and exceed your expectations.
Ken Thom CEA, CAFA, CPCA
All life and living benefit solutions including life, mortgage, travel, critical illness, disability and long term care.
Full line of investment products including GICs, segregated funds, RRIFs, RRSPs, TFSAs, RESPs
Individual, Family and Retirement Planning
Business Succession & Planning
Estate Administration & Planning
Being an executor: An honour or a burden?
Please ask before commit. Searching and consulting with professinal advice is absolutely necessary when decided to start estate planning work.
Making your life easy just call Kathy who has a big support team behind.