Find a CEA

I am retired from the Federal Government, 18 years with Canada Revenue Agency and 23 years with Old Age and Canada Pensions. I prepared individual income tax returns for 10 years for Credit Union members and clients. The past two years I have worked on my own from my home in Eastern Passage as a registered e-filer preparing individual tax returns and assisting clients with OAS and CPP benefits.  

Brian S. Horton, BBA, CFP, CSP, CHS, EPC, CEA  

Income & Estate Planning Specialist    

Brian Horton, a
financial security advisor and investment representative with Freedom 55
Financial, has had the satisfaction of meeting retirement and estate planning
needs of his clients.  He does this by
consulting with his clients so that he can understand their financial
objectives and concerns and works with them to build a plan that responds to
their individual needs.

Brian will provide
service, advice and an array of products to address estate planning, financial
planning, business insurance, group health benefits, group retirement plans, disability
insurance, critical illness insurance, wealth accumulation and life
insurance.  Brian will endure to develop
a reputation for expertise and superior service.

It’s important to Brian that he provides his
clients with educated advice.  He does
this by continually upgrading his skills through counselling from industry
experts as well as through industry memberships such as the Financial Advisors
Association of Canada (Advocis) and the Million Dollar Round Table (MDRT).
Brian also holds both a diploma and a degree in Business Administration from
Sir Sandford Fleming College, Peterborough, ON and Lakehead University, Thunder
Bay, ON.  In 2002, Brian was also
accredited his Certified Sales Professional (CSP) designation from the Canadian
Professional Sales Association. 
Furthermore, he has completed his Certified Financial Planning (CFP), Certified
Health Insurance Specialist (CHS), Elder Planning Counselor  and Certified Executor Advisor designations (EPC).  Brian
is current working towards his Chartered Life Underwriting designation.

I have a Masters Degree in Social Work and an Honours Degree in Psychology and my passion is to provide information to others that is relevant, interesting and accessible. My work as a Certified Financial Planner includes and advanced estate planning designation and I love helping people make their dreams a reality.

My credentials include my CFP, CLU & CHS designation.

We provide financial planning services which includes; retirement income planning, estate planning, education planning, inheritance planning and risk management planning. 

I also specialize in Socially Responsible Investing

I am a Partner/Owner of Exit Savvy.  We simplify estate management by  providing  practical products  and services for Testators (Planners) , Executors, Personal Directive Agents and Powers of Attorney.

Our workbooks include:  Personal Estate Planning, Small Business Owner Estate Planning, Executor Workbook, Power of Attorney Workbook and the Personal Directive Agent Workbook.  These  workbooks can be purchased through our website www.exitsavvy.com.

Our services include:  Advisory Services for individuals filling the roles indicated above; Facilitation and Coaching related to challenging  conversations  with which Testators, Executors and family members can struggle  - whether it is opening  the conversations about Planning, addressing conflict, or supporting Executors, Personal Directive Agents and Powers of Attorney as they carry out their responsibilities.

We also provide referrals to professionals (accountants, lawyers, financial advisors, etc.) who have the right knowledge, skills and abilities to assist with those aspects of estate planning and management.

Along with my CEA designation, I also have an MBA and am a Certified Management Consultant and member in good standing  of the Canadian Association of Management Consultants.       

I help my clients plan for today and also for the future

As a Trust Officer for RBC Royal Trust, I work with individuals, families and businesses to provide customized estate, trust and incapacity solutions.  Whether it is helping someone to settle and estate, establishing a trust to ensure the successful transfer of family assets or arranging to assist with the administration and responsibilities for a Power of Attorney, I can help. 

I understand that no two clients are the same and so together, we can find the solution that's right for you.

Kris has been educating her clients since 2008 about the importance of living benefit products and financial advising for every stage of life, specializing in Estate Planning. Kris respects the relationships she has built and values the opportunity to be able to change or enhance your financial future. She is a licensed Life Insurance Broker and financial advisor (LLQP) and an Elder Planning Counselor (EPC).

Kris is well connected to other business professionals in her community and utilizes them to help her clients and ease the struggles of everyday life. Kris is also a member of the Barrie Senior Services Network.

Kris is a member of the Kempenfelt Rotary Club, Past President of the Barrie Chamber of Commerce Board and past Fundraising Chair for the Barrie Food Bank. Her passion to helping others goes beyond her business and has been recognized by her peers in receiving the Legends and Legacy Award 2018, the President's Award 2015 by the Barrie Chamber of Commerce and The Barrie Examiner's Women in Business Heart and Soul Award in 2013. Kris is Chair of the Board for Project Lifesaver Simcoe, a tracking device system for our vulnerable citizens that are prone to wandering and go missing in Simcoe County. 

I am a comprehensive Financial Planner and a Divorce Specialist as well as a CLU (estate Planner).  I provide advice for a fee.  In additional I hold a license with the MFDA and the Insurance Council and sell products when I am engaged to do so and when they are appropriate. When i work with long term clients I manage assets and ensure they are properly insured based on their goals. When our clients die we help guide their executors in settling our client's estate.