Find a CEA

Since 1993 I have been in the Financial industry as an Financial Planner / Insurance advisor  and for the last 17 years as a wholesaler for the leading Insurance Companies in Canada.

As a Financial ConciergeTM, I assist seniors and vulnerable individuals with day to day management of their financial affairs.  Services include document organization, bill payment with statement reconciliation, acting as Power of Attorney or Trustee and assisting with estate administration.

Typical clients:

1. A senior whose spouse handled all of their finanical affairs and that spouse is now experiencing cognitive or physicial decline; is in care or has died.  The remaining spouse is overwhelmed and doesn't know where to turn for assistance.  

2. An individual named as a Personal Representative who has never dealt with an estate and is overwhelmed and doesn't know where to turn for assistance. 

My initial career was healthcare (BN).  After many years I moved into the financial services field obtaining my CFP, CFDS and CIM.  

My goal for you is Peace of Mind around day to day management of your financial affairs.  We will achieve this through a mutually rewarding and ongoing client relationship.

I work as a Senior Financial Planner at TD Wealth.  I help client setting and achieving their retirement goals.  I hold my Certified Financial Planner (CFP), CIM, FCSI.  I am also a Certified Retirement Specialist and LLQP life insurance licensed.  I recently obtained my Diploma in Certified Executor Advisor (CEA).

Making the right moves

Whether it’s an individual, a large corporation or something in between, we’re always striving to improve the bottom line, but oftentimes knowing how best to do it can be a daunting task. Making the right moves means having to stay abreast with an ever-changing array of financial products and the evolving economy they’re designed to serve.

That’s where I can help

I can map out the best financial products and strategies to effectively get you to where you need to be, and then customize and optimize them to your unique situation. I’m certain you’ll be enlightened by the innovative options and strategies available to you that only a fully independent broker like me can bring. You can also be sure you’re getting accurate, unbiased advice. Being independent, I work for you, not the companies whose products I happen to carry.

Did I mention I’m mobile?

As part of my commitment to serve you better, I’ll meet with you wherever you feel most comfortable. My meetings are always no risk and no obligation. I find this creates the right environment where strong relationships can be built and better decisions can be made.

Looking forward to working with you!

Julia Chapman combines over 25 years of business management with a passion for helping families to focus on what matters most. In her career as an advisor with Investment Planning Counsel, she uses her strengths as a communicator to translate complex financial planning concepts into plain language for her clients – whether they’re on the road to retirement, living their retirement dreams, or facing one of the many challenges that life tosses in our direction as we age.
Julia has worked continuously to expand her knowledge and skills, earning her Certified Executor Advisor (CEA) designation and her Certified Professional Consultant on Aging (CPCA), both of which have helped her to understand the social, legal, and financial issues facing a maturing population. She also recently earned her Responsible Investment Specialist (RIS) designation which allows her to advise on ethical investment options. She has been a member of Advocis - The Financial Advisors Association of Canada - for 15 years.

As a professional Financial Adviser, I will provide you with expert advice and solutions to meet your financial planning and Banking needs.  I have been in the financial services industry since 1985 and my qualifications include the Registered Retirement Consultant Certification and the Certified Executor Advisor designations.

I look forward to working with you to achieve your financial goals at every stage of your life.

I am a partner in an accounting firm,  I focus on the following areas of practice:

• Reviews and compilations


• Corporate return filing


• Controllership and Advising various levels of management
• Tax Planning
• Navigation of complex tax regulations & assist with CRA tax issues
• Lecture Taxation, Auditing and Financial Accounting for Humber College.
• Member of the Tax Practitioners Advisory Group 
• Member of the FPSC Hearing Panel
  

No one plans to fail, but many fail to plan. As a Certified Financial Planning (CFP) Professional, I specialize in helping people at all walks of life plan, strategize and achieve their goals.

Feel free to contact me with any questions regarding investments, insurance, mortgage, tax and estate planning!

Having recently retired after 30 years of practice as a Professional Financial Advisor , I
take great pride in having been able to help many clients achieve a scure financial future. Each
of us has a good story to tell and some of them may touch on your dreams and needs when it comes to making plan for your will.

Through my past experience with Estate Planning, I came to realize the complexity in administering the Estate when someone close to us is gone.  Moving forward, I am committed to dedicate my retirement years in providing guidance to
executors young or old, to deal with the fast changing responsibilities evolving an estate settlement.  I am proficient in the English language and also speaks and write fluent Cantonese as well as Mandarin.