Find a CEA

Sylvia Carruthers , B.Sc.(O.T.), LL.B, a senior lawyer currently practising law in Alberta has been assisting clients in estate planning and administration since 1983. She practised law in Ontario for many years so is ready to assist those with estates involving either province or a combination of both.   

Sylvia focuses on problem solving and dealing with the individual needs of each client, resolving issues by extensive communication and investigation, rather than stock answers. Her focus is on her clients and their issues and providing exceptional service to them. 

Sylvia looks forward to assisting people with the extensive and complex issues of being an executor or personal representative and looks to gain your trust as your advisor. 

A trusted Financial Planner with 30+ years of extensive Estate planning experience.  Very approachable and easy to deal with.  Completely independent with no in house product bias.

Sentry Group specializes in advanced tax deduction and tax deferral strategies for individuals, small businesses and owners of corporations. Using an in depth Discovery Process, Sentry Group's team of professionals discuss your unique situation to determine where we can add the most value and formulate suggestions regarding the direction of your Holistic and Multi-generational Financial Plan.

I work as a Senior Financial Planner at TD Wealth.  I help client setting and achieving their retirement goals.  I hold my Certified Financial Planner (CFP), CIM, FCSI.  I am also a Certified Retirement Specialist and LLQP life insurance licensed.  I recently obtained my Diploma in Certified Executor Advisor (CEA).

Providing independent advice to help you confidently make your financial decisions.  Experienced professional advice with solutions to your investment, insurance, lending, and financial planning needs.  As a Certified Financial Planner with additional designations, and experience in different areas of the financial industry, you can be assured you're making the right decisions for your future.

Making the right moves

Whether it’s an individual, a large corporation or something in between, we’re always striving to improve the bottom line, but oftentimes knowing how best to do it can be a daunting task. Making the right moves means having to stay abreast with an ever-changing array of financial products and the evolving economy they’re designed to serve.

That’s where I can help

I can map out the best financial products and strategies to effectively get you to where you need to be, and then customize and optimize them to your unique situation. I’m certain you’ll be enlightened by the innovative options and strategies available to you that only a fully independent broker like me can bring. You can also be sure you’re getting accurate, unbiased advice. Being independent, I work for you, not the companies whose products I happen to carry.

Did I mention I’m mobile?

As part of my commitment to serve you better, I’ll meet with you wherever you feel most comfortable. My meetings are always no risk and no obligation. I find this creates the right environment where strong relationships can be built and better decisions can be made.

Looking forward to working with you!

I became a Sun Life Financial advisor in 2018.  Since then, I’ve had the privilege of working with many clients and their families across the greater Toronto area.  I am also a QUALIFIED ASSOCIATE FINANCIAL PLANNER™, QAFP™ professional.

My mission, is to help Canadians achieve lifetime financial security should they live too long, die too soon, become sick or disabled.

My services include financial planning, health and life insurance, wealth, and group benefits.

Julia Chapman combines over 25 years of business management with a passion for helping families to focus on what matters most. In her career as an advisor with Investment Planning Counsel, she uses her strengths as a communicator to translate complex financial planning concepts into plain language for her clients – whether they’re on the road to retirement, living their retirement dreams, or facing one of the many challenges that life tosses in our direction as we age.
Julia has worked continuously to expand her knowledge and skills, earning her Certified Executor Advisor (CEA) designation and her Certified Professional Consultant on Aging (CPCA), both of which have helped her to understand the social, legal, and financial issues facing a maturing population. She also recently earned her Responsible Investment Specialist (RIS) designation which allows her to advise on ethical investment options. She has been a member of Advocis - The Financial Advisors Association of Canada - for 15 years.

No one plans to fail, but many fail to plan. As a Certified Financial Planning (CFP) Professional, I specialize in helping people at all walks of life plan, strategize and achieve their goals.

Feel free to contact me with any questions regarding investments, insurance, mortgage, tax and estate planning!

I bring more than 23 years of experience in financial planning
to my role as an Estate and Trust Advisor for clients across British Columbia.
My depth of experience, coupled with my professionalism and dedication
to client service, serves well in dealing with the complexities of estate
settlement.
I discuss estate settlement and administration services, trustee
services, trust structures, and other specialized services offered through
RBC Royal Trust. I work with individuals, families and businesses who
wish to protect their assets and transfer their wealth for generations. Clients
also appreciate my sensitivity to the often difficult decisions and sometimes
overwhelming responsibilities that can go hand in hand with the role of
executor.
Throughout my career, I have continued to deepen my knowledge
and expertise with key industry designations such as Personal Financial
Planner (PFP), Qualified Associate Financial Planner (QAFP), and courses like
Investment Funds in Canada (IFC) and Branch Compliance Officer (BCO). I am a recurring member of the Estate Planning Councils.
I provide tailored solution to help individuals carry out their
many executor duties, expedite the settlement process, and maximize the
estate’s value through knowledgeable handling of estate and tax issues