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Dave Ratke, holds a CGA, CPA designation. His background spans over 25 years of progressive experience in Edmonton, Alberta, and surrounding areas in the industries of construction, manufacturing, oil and gas, and forestry. Dave is a highly accomplished finance professional managing successful finance departments in private and public sectors, as well as public company experience in both Canada and US jurisdictions.  Dave also has previous experience as a privacy officer and is currently a Commissioner for Oaths. 

A practical, balanced, and realistic approach, educating individuals on fundamental financial options, and decision making.

Services:  Insurance & Investments for individuals, corporations

Background, Experience & Education:

- Litigation & Appeal, Court Mediator (Family & Commercial)

- Business degree, Law Study, Mediation/Arbitration

With 35 years of experience in public accounting, I specialize in guiding estate executors through the financial responsibilities that come with settling an estate. I understand how complex and emotional this process can be, and I’m here to provide clear, personal support every step of the way. From preparing final tax returns to managing estate accounts and ensuring compliance, I handle the details so you can focus on honoring your loved one’s legacy. Helping people through this important transition is not just my profession—it’s my purpose.

I am a Financial Advisor located in Osoyoos BC.  I've been practicing for 30 years, fully licensed for investments with the MFDA in BC and AB, life licensed in BC and AB, specializing in Retirement Income Planning and Legacy Planning.  I am a Certified Professional Consultant on Aging.I am also an associate with GIC Direct providing banking products across Canada.

Designations:  HBSc. in Geology, CPCA

We have been in business since 1992. We provide advice and solutions to financial problems for clients in the areas of Protection, Accumulation and Retirement.  Implementing a financial plan for our clients that addresses risk management, increasing wealth and retirement planning allows us to always be objective-based when it comes to any recommendations we present to our clients.  

Chartered Professional Accountant's office with two CPAs, three tech and two admin.  We prepare personal and corporate returns as well as estates and trusts.   We have a small list of American clients that we do 1040 returns for. 

I am an employee with MBI Financial Inc for 27 years.  I specialize in selling guaranteed investment products, life insurance products and mutual fund products.  I am life insurance licensed as well as mutual fund licensed.  I have completed the course in Registered deposit broker also.  In the branch office that I work in - Ridgetown - do the estate paperwork for my clients to make the necessary changes to their accounts when their loved ones have passed on. 

As a Project Manager with 20+ years of experience, I have the ability to look at the big picture and breakdown each action item into manageable steps.

A Certified Financial Planner (CFP®️) and Responsible Investment Specialist (RIS) with over 22 years of financial services experience, Catrina's team provides comprehensive financial, estate, and wealth protection planning for her clients.

Working with individuals, multi-generational families, and business owners, she believes every person should have a holistic financial plan that they understand. A plan that adapts as life happens and remains current to capitalize on valuable opportunities as products, strategies, and tax laws evolve.

Catrina's team creates plans that not only focus on preserving, growing, and transferring wealth to the next generation, but also on protecting your assets along the way.